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Card to Exceed Cash Payment in Germany for the First Time in History

9/17/2020
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This press release is also available in German, click here to access it.

DÜSSELDORF, GERMANY – More payments will be made through card than cash in Germany in 2020, according to global market research company Euromonitor International. A first in history for the German consumer payment market.

According to the white paper “The German Consumer: Rapid Evolution Amidst the Crisis”, total card payment transaction value in Germany is projected to surge by 28%, while cash transactions will drop by 34% in 2019-2025.

“As a response to the COVID-19 pandemic, German consumers showed an abrupt shift in payment behaviours, increasingly using card payments over physical cash for hygiene reasons. A growing number of them also started to use the contactless card function and smartphones for mobile payments for the first time,” analyses Ratna Sita, head of DACH research at Euromonitor International.

This trend is also supported by the growing trust from consumers over their privacy around card usage. Increasing trust in security measures and assurances from issuers and merchants are strengthening consumers’ confidence. Simultaneously, improved convenience over card payments without a PIN or signature become more popular. German consumers are set to become heavy payment card users by 2040, with an increase in their mobile device usage for payments.

“COVID-19 accelerated change in consumers’ behaviour towards payments. In the future, the average German consumer will be older, technologically savvy and more open to new experiences, a shift from a more conservative behaviour in the past,” Sita concludes.

To download the free report, visit: http://bit.ly/GermanConsumer_EMI

– ENDS –

For further information, please contact:

Soren Buchheister

Communications Executive - Euromonitor International

Tel: +49 (0) 211 890944 23

soren.buchheister@euromonitor.com

About Euromonitor International

Euromonitor International is the world’s leading provider for global business intelligence, market analysis and consumer insights. From local to global and tactical to strategic, our research solutions support decisions on how, where and when to grow your business. Find the right report, database or custom solution to validate priorities, redirect assumptions and uncover new opportunities. With offices around the world, analysts in over 100 countries, the latest data science techniques and market research on every key trend and driver, we help you make sense of global markets.

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